Saving can be so easy! - New investment opportunities with VIVAT Multitalent

The new house, a new car, the long-awaited trip around the world or our children's future. We all try to save as much money as possible for our future. For a comfortable standard of living and the good feeling of being taken care of.

However, saving does not mean that assets are stored unemployed in a savings book and brought out again like treasure after many years. Saving can be much easier.

With a profitable investment at VIVAT Investment II GmbH, we offer a way to combine saving with systematic asset accumulation.

With different terms depending on the product and self-determinable investment amounts (from EUR 50 per month), these are adapted to all income levels:

KEY DATA ABOUT THE PRODUCT

Product	Invest 28	Invest 33	Invest 38	Invest 43	Invest 48
Type	Registered partial debentures pursuant to Austrian law (bond/debenture)
Minimum subscription amount	EUR 3,000.00	EUR 6,000.00	EUR 9,000.00	EUR 12,000.00	EUR 15,000.00
Monthly payment	from EUR 50.00
Issue value	EUR 2,000,000.00	EUR 4,000,000.00	EUR 4,000,000.00	EUR 4,000,000.00	EUR 6,000,000.00
Total issue value	EUR 20,000,000.00
ISIN number	DE000A30VQD8	DE000A30VQE6	DE000A30VQF3	DE000A30VQG1	DE000A30VQH9
Tradeability	none
Premium/Processing fee	none
Term	until 31/12/2028	until 31/12/2033	until 31/12/2038	until 31/12/2043	until 31/12/2048
Interest	5% p.a.
Payment of interest	payable at term
Repayment	01/01/2029	01/01/2034	01/01/2039	01/01/2044	01/01/2049
Partial repayment	none	up to 30% of the paid-in amount is possible from the 2nd full calendar year.
Offer period	until 29/11/2023
Notification in the following countries	Austria, Germany, France, Belgium, Italy, Finland, Estonia, Latvia, Lithuania and Sweden.

You will find accurate product information in the EU Growth Prospectus dated 30/11/2022 as well as any additional
supplements to the EU Growth Prospectus.

HOW CAN I PURCHASE A PRODUCT?

To purchase a savings product, please contact your advisor. We will also be happy to answer any questions you may have about an investment in person.

You can also obtain further information at https://www.multitalent.ag.

Your VIVAT